Lodging your tax return through MyGov is fast, free, and secure — and in 2025, it’s easier than ever. Whether you’re an employee, sole trader, or student, this guide walks you through every step to claim your ATO refund with confidence.
What You Need Before Lodging
To lodge your tax return, make sure you have:
-A MyGov account linked to the ATO
-Your Tax File Number (TFN)
-Your PAYG summary or income statements
-Records of deductions (work expenses, donations, etc.)
–Bank details for refund deposit
-Any relevant documents (private health insurance, HECS-HELP statements)
TIP: Most income data is pre-filled by the ATO from late July.
Step 1: Log In to MyGov
- Go to my.gov.au
- Sign in using your email or mobile and password
- Navigate to “Linked Services” > select ATO
If you haven’t linked the ATO yet, follow the prompts to connect it using your TFN and personal details.
Step 2: Start Your Tax Return
- From the ATO homepage in MyGov, click “Lodge a Tax Return“
- Select the 2024–2025 financial year
- Review pre-filled income data (your employer, Centrelink, banks)
Be sure all income is reported — even side gigs, crypto gains, or interest income.
Step 3: Add Deductions (This Impacts Your Refund!)
You can claim deductions for:
- Work-related expenses (travel, tools, home office)
- Internet and phone used for work
- Self-education
- Donations over $2 to registered charities
Pro tip: Use Etax or H&R Block for expert help if unsure — they integrate with ATO data but provide more guidance.
Step 4: Review & Lodge
- Double-check everything: spelling, bank details, employer info
- Click Submit
- Save or print your Lodgment Receipt
You’ll receive an email confirmation, and most refunds are processed within 7–14 business days.
How to Track Your Refund
- Go to your MyGov > ATO > “Tax” tab
- Select “Income Tax”
- Click “View progress of return”
You’ll see updates such as:
- “In Progress – Processing”
- “Issued”
- “Finalised”
Bank delays can add 1–2 extra days after issuance.
Common Mistakes to Avoid
- Forgetting to claim deductions
- Using wrong bank details
- Lodging too early (before income is fully pre-filled)
- Not declaring freelance, gig, or crypto income
Did You Know? The ATO uses AI to detect suspicious claims. Be honest and keep records!
Want Help? Use These ATO-Approved Tax Tools
If you’re not confident doing it yourself or want to maximise your refund, try these platforms:
Etax – Easy online interface with ATO pre-fill and support
H&R Block Online – Real tax accountants, audit assistance
TaxFox – Great for tracking deductions and receipts
Important Dates for 2025
| Date | Action |
|---|---|
| July 1 | Tax return season opens |
| Late July | ATO pre-fill data finalises |
| October 31 | Deadline to lodge (without agent) |
| May 15, 2026 | Deadline with tax agent (if registered early) |
Final Thoughts
Lodging your tax return on MyGov is the easiest way to take control of your finances in 2025. Just remember to wait for pre-fill data, claim all your eligible deductions, and double-check everything before you click submit.
The earlier you lodge — the sooner your refund arrives.
