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Mortgage brokers are essential to have by your side if you’re looking for a lender. They work as intermediaries who help people find the loans they need with the right lenders, based on their needs and financial situation. The work they do is very important, especially for borrowers, who find that the world of loans is often confusing and convoluted.
Mortgage brokers don’t only save the borrower time and effort by handling their application process, they also save them money throughout the life of the loan. Whether you are buying your first home, expanding your investment portfolio, refinancing, etc., a mortgage broker will provide the support you need.
Because finding the right mortgage broker can be time-consuming, here are 20 leading mortgage brokers in Australia who are worthy of your trust.
Lydian Financial Services
Directed by Christopher Booth, Lydian Financial Services is a mortgage brokerage company that provides mortgage brokers with the platform they need to find success. They offer full administration, back office support, fully integrated CRM and credit advice software, an online chat community, and access to the administrative team. Not to mention integrated marketing software and so much more.
Lydian Financial Services partners with brokers who have B2B professional services companies and they help them support their client debt and lending needs. They have a large team of financial planners who are knowledgeable and professional.
With Lydian Financial Services, mortgage brokers have the platform and support to have a successful business. They offer many different services and features that provide mortgage brokers all the elements they need to grow and thrive.
The funding partners behind Lydian Financial Services have run financial planning businesses for over 20 years, so they have the knowledge and expertise to provide outstanding solutions that enable mortgage brokers to support Australians by providing high-quality services through an incredible platform.
My Loan Choices
Founded by Miguel Gonzalez, a Mortgage Broker with more than 16 years of experience in the Finance Industry, My Loan Choices is focused on helping Australians to get ahead and achieve their financial goals in life. They have been highly rated by their customers for their professionalism, great communication by making the process easy to understand and keeping the customers aware of what is happening on each step of the process, and most importantly becoming the trusted advisor for life. They are located in Doncaster East, Melbourne.
Miguel started his career as a Credit Analyst in 2005, when he learned the back-end process of a loan from start to finish. During his time as a Credit Analyst, he realised he wanted to do more for clients and have more personal interactions to help them making the right choices. That’s why he decided to become a Mortgage Broker and explore his passion to help people and share his knowledge of finance and the lending process.
Miguel and his team are now developing a series of educational videos in YouTube and podcast in Spotify to help First Home Buyers, as well as home owners and investors in the process of applying for a Home Loan and improve their financial position.
Miguel and his wife have also a passion to help their community, so they are currently volunteering with Vision Australia as Puppy Careers for Ray, a black Labrador crossed Golden Retriever who will start formal training in November to become a Seeing Eye Dog.
Atlas Broker
Founded in 2011 by four partners, Atlas Broker started with a focus on Equipment Finance. They were on a mission to create a diversified business that would satisfy the different needs and expectations of clients by being innovative and courageous in whatever market they chose to engage with.
This led them to found a Mortgage business and then they got into Commercial Insurance because they needed to provide a complete financial solution. All their businesses have grown tremendously but they are still true to their core values of caring, bravery, integrity, innovation and respect. These values guide every decision they make and every action they take.
Though the COVID pandemic has been challenging, the future is very bright. The team and staff behind Atlas Broker have a very broad skill set and they can handle every scenario, from the most technical deals to the most straight-forward cases. They have the knowledge and expertise necessary to successfully identify the needs of clients to find the best solutions.
Atlas Broker prefers to work in the background and they believe that they are doing their job well when the client doesn’t even realize they are there. They are the supporting cast and they offer a broad set of solutions across commercial, residential, asset finance and commercial insurance.
Boss Money Mortgage Brokers
A Mortgage Broker since 2004 Tom Uhlich, Boss Money Mortgage Brokers is an outstanding Broking business. Tom started his career as an accountant and Summer has a background in property as a real estate agent, so they decided to combine their knowledge and expertise to provide something of value.
Boss Money Mortgage Brokers offer home loans, commercial loans, personal loans, and car leases from over 40 lenders. They know what they’re doing, and they provide clients with expert services, but they also make it fun. They work with a back-office team that handles all the heavy lifting, which is a huge part of the success of the brokerage.
They go above and beyond for clients and they go the extra mile to make sure they always deliver what they promise. For example, last month they had to make an urgent settlement and they organised a solicitor to open their office after hours so the clients could sign the documents. The next morning, Tom flew to Sidney to deliver the documents himself so it could settle the following day.
This is the kind of commitment clients can expect from Boss Money Mortgage Brokers 100% of the time. They strive for excellency, and their goal is to be 1% better every week, so clients can expect innovation. They never give up on a client and they feel responsible for everyone they decide to work with.
Ijarah Finance
Founded by Wally Ayad, Ijarah Finance is an Islamic finance provider company that offers clients rental-based finance solutions instead of interest-based finance. They are offering their products with the help of third party brokers who have access to the community.
Ijarah Finance is led by a team of professionals who have been ranked in the Top 100 Brokers in Australia. They provide both Prime and Semi Prime products in residential and commercial finance areas. They provide brokers with the opportunity to offer rental-based and sharia compliant finance solutions to clients.
No other companies have this Islamic approach, so they stand out from the competition and they are known for providing exceptional services and products. Ijarah Finance supports brokers and makes it possible for them to offer something unique and truly helpful to clients seeking faith-based finance solutions.
Ijarah Finance is focused on helping clients purchase a property, whether residential or commercial, without getting involved in an interest-based mortgage. They offer products that can be tailored to suit individual needs, which is a lot more beneficial than a cookie cutter approach.
Nick Ball
Nick Ball is a finance broker at the firm Inovayt Finance. As an ex-business banker with a passion for people, he assists his clients to achieve their financial goals whether that be in property, business or investment. Nick specialises in providing expert advice for first time homeowners and investors, self-employed business owners, real estate and professional services.
Nick is a trusted advisor for his clients. His service is not limited to simply offering recommendations on banks or products, but also to consider the long-term requirements and objectives of his clients to produce a finance strategy that will help get them there.
Inovayt is a leading privately owned financial services firm with a head office in Melbourne and finance brokers and financial planners across the country. Our business is customer-focussed and we prioritise outstanding customer experiences and results. At Inovayt, we partner with our clients for their whole financial journey, not just for an individual transaction.
SA Wealth Group
Specialising in building, maintaining and protecting wealth SA Wealth Group is the boutique private advice and finance broking firm of choice for professionals, business owners, pre-retirees/retirees and their families. Noticing a sizeable lack of quality with ongoing service and advice, SA Wealth Management was established by the Director and Principal Advisor, Paul Katranis in 2011 to address this need. Designed to understand the needs of customers of all demographics, the emphasis on building rapport and continually developing professional relationships with clients enabled SA Wealth Group to change the way brokerage firms were perceived by the public.
The team at SA Wealth Group differs from your traditional brokerage provider by taking the time to truly understand you or your business to uncover your values and goals. Their advisers and brokers work alongside a wide range of clients, from individuals starting out their careers and families seeking to build and protect wealth for today and in the future, to business owners and well-established companies. No matter the client or what complex or important financial issues they may be facing, the process remains the same. In taking the time to understand those seeking financial advice, SA Wealth Group uses the information to implement solid wealth foundations and in turn create an actionable path to success. Going the extra mile, the team ensures you can make it happen by keeping you on track and re-visiting set goals and making any necessary changes. For a mortgage broker that works with you and your financial needs, look no further than SA Wealth Group.
Axton Finance
Led by Clinton Waters, Axton Finance is a family team with a team of experienced brokers who specialise in different areas of lending. They provide home and investment loans, construction loans, expat lending, and private banking solutions. Clinton and his team have built credibility by providing exceptional client outcomes and building lasting relationships. Clients are not just transactions or numbers for them.
Axton Finance connects clients to trusted professional partners in the areas of wealth management, risk insurances, buyers advocacy, property management, conveyancing, and solicitors to ensure every financial need is covered for clients. Their approach is focused on creating positive client outcomes and they value integrity, which drives their business.
They believe relationships are the backbone of their business, so they strive to build relationships with clients and earn their trust to promote repeat business and word of mouth referrals. At Axton Finance, they structure their processes and service methodology while keeping clients at the centre of it all. They are committed to delivering exceptional service and going beyond client expectations.
Axton Finance deal with clients with a level of warmth, compassion, and understanding of what they need and desire. Mortgages are a huge decision, no matter their size because it carries a lot of responsibility. This is why they take the time to educate their clients so they can make informed decisions and execute their plans with confidence.
EXP Financial Group
Founded by Angelo Lekkas in 2013, EXP Financial Group specialises in Residential, Commercial, and Construction loans. As a highly ambitious individual, Angelo always dreamt of being an AFL professional footballer or Olympian from as young as he can remember. Involved in sports from a very early age he became well conditioned for a very disciplinary life of hard work, commitment and sacrifice.
At 17, he was a first round pick in the October 1993 National AFL Draft to the Hawthorn Football Club, where he enjoyed a 12-year professional football career. some of his honours included state and country representation and two-time runner-up best and fairest winner.
Shortly after his football retirement he was also honoured as an AFL Ambassador.
After reaching his childhood football goals and looking at his next phase he was well sought-after for a sports manager role. After some consideration he realised he had a great thirst for change and decided to accept a loan management position in the ANZ Bank. By 2013, he developed a strong clientele database and decided to start his own business and that’s when EXP Financial Group was born.
EXP Financial Group has grown tremendously over the last few years and shows a loyal clientele of constructions companies. Not to mention they’ve built a database of high profile individuals consisting of professional footballers and athletes. They specialise in self-employed complex loan scenarios, but they can find lending solutions for everyone, whether it be individuals or entities. They understand the struggles of Australians and offer rebate proposals which shows a genuine interest in their client’s financial security.
Angelo Lekkas is continually building his brand and expanding into new markets.
Definitely ear marked as one to watch continually rise in 2022!
Wisebuy Investment Group
Founded by Brad East in 2015, a multi-award-winning mortgage broker, Wisebuy Investment Group that specialises in providing outstanding services. They are home loans and lending experts who help clients identify and choose the right finance options for their needs. They tailor their approach to each client and help them save money by providing the most appropriate solutions.
Brad helps clients climb the property ladder by leveraging his wealth of knowledge and expertise. He makes the process quick and easy by understanding client’s financial potential and help them borrow with confidence. He has helped over 500 clients become successful property owners through Wisebuy Investment Group.
Wisebuy Investment Group provides services to clients whether they are first-time buyers or are looking to expand their portfolio. With over 6 years of experience in the finance industry, Brad provides clients with personalised lending strategies that will allow them to achieve their investment and financial goals.
At Wisebuy Investment Group, they are 100% focused on delivering an unparalleled customer service experience and providing exceptional home loan advice. They are experts at growing wealth through property and they guide clients every step of the way so their requirements can be matched with the right home loan.
Atelier Wealth
Founded by Aaron Christie-David and Bernadette Christie-David, Atelier Wealth is a mortgage broking business based in Sydney and Thirroul. They are specialist mortgage brokers, with Bernadette focussed on self employed and Self Managed Super Fund clients, while Aaron helps property investors build their portfolios. They are adamant about ensuring loans are structured correctly.
They are experts at helping clients get their loan approved through a process of knowing lender policies, educating their clients and working with a strong network of referral partners Atelier Wealth provides award winning customer service and they offer access to over 30 different lender partners, as well as expert advice to help clients choose the most suitable home loan for them.
Atelier Wealth is an investment savvy mortgage broker that can help clients build a high performance property portfolio. With a wealth of knowledge and experience, they can assist clients whether it’s their first or fourth investment property. Additionally, Aaron launched the Australian Property Investment Podcast evidence of Atelier Wealth’s commitment to education.
Smartfinn Advisors
Founded by Demal George, Smartfinn Advisors provides simple and cost-effective services for both beginner and experienced brokers in the mortgage broking industry. Leveraging over 17 years of experience in people management and consumer lending, he decided to get into the mortgage broking business.
His primary goal was to start a small business that provided a happy place for everyone involved. Smartfinn Advisors started with one broker in 2018; now has a team of 10 brokers and is aspiring to have more brokers in the future. They make every broker feel at home and provide them with the support, training and assistance they need to do their job well and offer outstanding value to their clients.
Smartfinn Advisors is on its way to becoming a trusted name in Australia, thanks to their well-trained mortgage brokers. They have selected each broker very carefully to create a team with a wealth of knowledge and diversified experience. They prefer quality over quantity, which is why they keep their team of brokers small but powerful.
At Smartfinn Advisors they treat each other like family, have mechanisms to educate each other on new trends and share experiences to grow together. Additionally, their research team is always on top of the best alternatives so they can improve their brokering and provide the utmost value for everyone involved.
Capital for Castles
Mohit Pachauri is the co-director of Capital for Castles, a mortgage broking company that takes pride in acting with integrity and providing its customers with a unique and referable experience. Just like the movie “The Castle”, this business exists to help people realise their dream of buying and owning their own castle, the place where they can proudly raise their families and build financial security for the future.
Mohit was born and raised in India, where he saw many challenges his parents had to face to get home to raise him and his siblings. That experience is the root of his passion for helping others get ahead. That’s why he established Capital for Castles with his wife Jodie, not just to provide clients with home loans, but to give them an enjoyable and memorable experience based on the outstanding service proposition.
The Capital for Castles approach to customer service is based on 5 key principles; to make clients feel Valued, Understood, Wiser, Supported, and Wealthier. Through this approach, they provide clients with better clarity and confidence about what they need to do to create financial security.
Whether clients are looking to buy their first home, want to refinance, or continue to grow their property portfolio, they will support them every step of the way. Capital for Castles works with over 40 lenders and they offer Home Loans, Commercial Loans, Personal Loans, and Asset Finance services.
10X Home Lending
Founded by Michael Wu, 10X Home Lending empowers clients by helping them choose the right lending solution for their needs. They believe in Education-Based Lending and they guide their clients through the minefield by sourcing the right lending solution for them, based on their objectives, requirements, and risk profiles.
10X Home Lending is on a mission to help clients magnify their property success by offering them tailored lending solutions. Michael founded this business after realising that many people were not getting the personalised service they deserve, nor were they getting the very best deal available to them – which is all that one bank/lender can offer.
By contrast, 10X Home Lending offers a personalised service that works around their customer’s busy schedule – as well as working with many banks and lenders to ensure their clients have options and that they have access to the very best deal available to them. The company is here to empower clients and to help them navigate the muddy waters of lending. They offer guidance every step of the way so that they can get ahead financially and maximise their property success throughout their life journey.
This Melbourne-based company is 100% committed to helping clients achieve their dreams and goals no matter where they are. 10X Home Lending educates people on all the lending options available so they can find the perfect one for them, the one that will work for their best interest.
Bloom Capital
Led by Managing Director Rachel Farrell, Bloom Capital is a growing mortgage broker that specialises in helping clients find a home loan that suits their specific needs. They assess each client’s financial and personal situation to help them find the right fit and they manage the entire process to make it as stress-free as possible.
At Bloom Capital, they care about providing a customer experience that exceeds client’s expectations by providing a professional, personalised, friendly, and efficient service. Their approach is versatile, so they adapt to the requirements and objectives of clients and they strive to build long-term relationships with clients.
Bloom Capital Group consists of a team of fully qualified mortgage brokers who are accredited with the Mortgage and Finance Association of Australia (MFAA). Their list of satisfied clients is impressive and it continues to grow because satisfied clients refer to their friends, colleagues, and family. They have experience working with first-time home buyers, property investors, and everyone in between.
So, whether clients are buying their first home, investing, upgrading to a new home, or need help to refinance their mortgage, Bloom Capital can guide their way through. They don’t charge for appointments because they get paid by the lender the clients choose and they make the home loan process simple and even fun.
ZENRG Finance
Directed by Allen Chan, ZENRG Financeprovides clients with the right approach to investment so they can thrive and secure their financial future. If you sow a seed in the best soil and give it the right amount of water, it will sprout into a healthy plant that will prosper for yours. It’s the same with your finances and ZENRG Finance provides the guidance you need to make the right choices.
ZENRG Finance works with all kinds of clients; whether they’re buying their first home, are already experienced property investors, or are growing a company and need a cash flow boost, their team of experienced consultants provides the support they need to reach all their investment goals.
With the help of knowledgeable and professional financial consultants, clients will be able to structure the right loan and learn about how they can create financial freedom without all the confusing jargon. ZENRG Finance makes finances as easy as possible for clients and they have built a trustworthy reputation.
ZENRG Finance offers trust, care, knowledge, and efficiency, and their motto is that they grow with you. Clients are not treated as numbers, they are treated as individuals. They take the time to understand your short term and long term goals to provide tailored solutions on all transactions. Including first home buyers, refinancing, business loans, SMSF loans, and family trust loans.
John Ng is a migrant from Singapore who arrived in Australia when he was 25 years old in 2005. He pursued a Bachelors in Communication and graduated with a Journalism major in 2007. While he waited for his permanent residency, he worked various temp jobs and he was offered a Call Centre Collections job in NAB in 2010.
The lady who recruited him said he could sell ice to an Eskimo, so it’s no surprise that he moved into sales in 2013. By 2016, he was working 15+ hours a day but John was very unhappy, so he decided to pursue more creative endeavors. A year later, left his job at NAB and he started to pursue broking, where he finally found a better work/life balance.
John worked for Loan Market, a big franchise because he wanted to learn as much as possible. However, he realised he was back at the rat race and decided to leave so he could start his own business on his terms. That’s how Money Jar Concept was born, a project where he leveraged his communication and journalism studies to provide people with financial education in a simple format.
Money Jar Concept is all about learning, influencing, and communicating, and people can be certain they are working with a broker who’s passionate about educating consumers. A broker who sees them as people, not numbers, and who gives back to his community with humor, simplicity, camaraderie, and respect.
RB Finance QLD
Specialising in providing effective strategy and finance options, RB Finance QLD is a family-owned finance broking and advisory business that focuses providing clients with the best possible results. They tailor their approach to each client based on a deep understanding of their business and personal situation, as well as their future ambitions.
RB Finance QLD offers a wealth of industry experience that extends across home loans, businesses, agribusinesses, and vehicle and equipment finance. Their primary goal is to provide the right products so clients can make the most of their circumstances and enjoy life to the fullest. They take the complexity out of the process and make loan products easy to understand and access.
They are in the business to provide clients with peace of mind because they thoroughly research the market to give them access to the right options at the right time. At RB Finance QLD, they understand complex finance scenarios and they use their sturdy commercial finance background and acumen to provide solutions.
RB Finance QLD helps clients achieve their goals by working and negotiating harder, planning better, and caring more. Their sole focus is finance, which is what allows them to provide clients with powerful results. Additionally, they provide real comparison and finance strategies to ensure not just low rates and flashy cash back offers, but also the best possible outcomes.
Mortgage Compare Plus
Founded in 2016 by Steve Keramidas, Mortgage Compare Plus is on a mission to make home ownership affordable and accessible to the everyday Australian. They are a socially responsible company with values that reflect that. They believe in performing with purpose and they are committed to their understanding that financial position is tightly linked with their social and charitable responsibility.
Steve established Mortgage Compare Plus following an accomplished 5-year career at the NAB as a Bank Manager. During that time, he recognised the need for greater service transparency while providing the benefits of experienced and accredited mortgage brokers.
The Best Interests Duty, a law that came into effect on January 1st, 2021, legally obliges brokers to act in the best interests of their clients. This, combined with the National Consumer Credit Protection Act, effectively regulates the conduct of brokers. Mortgage Compare Plus is 100% compliant and they prioritise their clients’ interests every step of the way.
Steve provides clients with the best possible recommendation from all the lenders on his panel. Unlike banks that recommend their own products even if there are better alternatives elsewhere, Steve acts in your best interests. Mortgage Compare Plus doesn’t sell products, they sell expert guidance and advice.
Founded by David Johnson, The Home Loan Guy is a growing mortgage broker built around helping clients make better educated financial decisions so they can grow their financial confidence. They have implemented a financial confidence scorecard that allows clients to understand where they currently stand and what their weaknesses are so they can be addressed effectively.
The Home Loan Guy has taken the 1% pledge to donate and help make a positive impact in the world. So, this mortgage broker doesn’t just provide outstanding services to clients, they also strive to make the world a better place by supporting good causes. They also run a loans for loans program to help fund microloans in developing nations to support the reduction of poverty around the world.
The main focus at The Home Loan Guy is to educate people so they can make good financial decisions and secure their financial future. They are passionate about steering people in the right direction by sharing their knowledge and expertise with clients who want to take control of their finances. They are driven by positive values and they have grown tremendously in only a couple of years.
My Mortgage Freedom
Founded by Anthony Alabakov in 2011, My Mortgage Freedom was largely an online home loan and mortgage provider. At the time, the business shot onto the main stage as one of the fastest-growing mortgage broking firms in Australia. Now co-owners Anthony Alabakov and Sean Murphy have changed tact to drive the business to the top.
My Mortgage Freedom was one of the few firms that ditched the transactional model and since then, they’ve been focusing 70% of their energy and resources on improving their ongoing service. They provide clients with the support they need to build their wealth through property and maintaining their lifestyle. They have embraced technology completely to make their service effective and efficient.
They recently launched Rate Tracker and they’ve partnered with Yodlee, a global open banking giant to offer something no one else in the country has. A real-time interest rate tracker that allows them to set benchmarks and monitor client’s interest rates every 30 days. The technology is fully automated, one-of-a-kind, and if the rate ever increases, the customer care team will renegotiate their rate with their lender.
With this feature, it has allowed them to build a robust retention tool for home loan lending. Rate Tracker allows them to get discounts on behalf of clients at the time they’re necessary, not months or years later, when they have already paid thousands in additional interest charges.
Make sure to go and check out these amazing Australian Mortgage brokers for all your mortgage needs.
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List this of mortgage brokers is no particular order.
